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7 money-management tips we learned from Mom
PERSONAL FINANCE
7 money-management tips we learned from Mom
In honor of Mother's Day, Bankrate readers share the motherly advice that helped them be smart with their cash.
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    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    30 yr fixed mtg 5.74% 5.72%
    15 yr fixed mtg 5.33% 5.29%
    5/1 ARM 5.19% 5.31%
    30 yr fixed jumbo mtg 6.95% 7.04%
    5/1 jumbo ARM 6.17% 6.19%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    $30K HELOC 4.86% 4.90%
    $50K HELOC 4.18% 4.19%
    $30K Home Equity Loan 7.67% 7.69%
    $50K Home Equity Loan 7.61% 7.65%
    $75K Home Equity Loan 7.68% 7.72%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    36 month new car loan 6.67% 6.63%
    48 month new car loan 6.57% 6.76%
    60 month new car loan 6.57% 6.75%
    72 month new car loan 7.10% 7.10%
    36 month used car loan 7.16% 7.18%
    Rates may include points
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    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    6 month CD 2.72% 2.75%
    1 yr CD 3.01% 3.01%
    5 yr CD 3.48% 3.46%
    1 yr IRA CD 2.82% 2.81%
    5 yr IRA CD 3.56% 3.56%
    Rates may include points

    COMPARE RATES
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    AVOID
    FORECLOSURE
    As mortgages reset and payments jump, here's
    how to keep your home.
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    CALCULATORS
    Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
    SPOTLIGHT

    TIP OF THE DAY
    Need some pampering this Mother's Day, but don't have much cash? Here are 14 ways to save at the spa.
    SPECIAL SERIES


    NEWS THIS WEEK
    Long after roses have wilted or cards have been tossed, these gifts will be helping mom stay on solid financial ground. No one knows how many banks may fail in the wake of the credit crunch and loan losses. How safe is your cash? Homeowners trying to avoid foreclosure should brace for lengthy delays, busy signals and copious paperwork. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. Two heads are not much better than one when couples make these all-too-common money missteps.
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