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News, tips and advice to compare mortgage rates, home equity loans, CDs, car loans, credit cards and money market accounts
RATE UPDATE Keep your cash safe and sound in FDIC-insured CDs. Search highest-yielding CDs.

How to be ready in a world where any bank can close
INVESTING
What to do in a world
where any bank can close
In a post-IndyMac financial landscape, you need to know that your money is safe and what to do if your bank fails.
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    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    30 yr fixed mtg 6.50% 6.14%
    15 yr fixed mtg 6.02% 5.61%
    5/1 ARM 5.92% 5.57%
    30 yr fixed jumbo mtg 7.48% 7.16%
    5/1 jumbo ARM 6.34% 6.21%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    $30K HELOC 4.71% 4.70%
    $50K HELOC 3.70% 3.73%
    $30K Home Equity Loan 7.79% 7.77%
    $50K Home Equity Loan 7.62% 7.61%
    $75K Home Equity Loan 7.61% 7.59%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    36 month new car loan 6.82% 6.81%
    48 month new car loan 6.86% 6.85%
    60 month new car loan 6.51% 6.50%
    72 month new car loan 6.32% 6.32%
    36 month used car loan 7.16% 7.15%
    Rates may include points
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    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    6 month CD 3.07% 3.03%
    1 yr CD 3.47% 3.45%
    5 yr CD 4.04% 3.99%
    1 yr IRA CD 3.17% 3.17%
    5 yr IRA CD 3.78% 3.78%
    Rates may include points

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    NEWS THIS WEEK
    The credit crunch has caused student loans to dwindle while college costs continue to soar. But things may be looking up. Saving for retirement is easy compared to converting your savings to an income that lasts for your lifetime. This may have been dubbed a "buyer's market," but many home sellers are wondering where the buyers have gone. Some CDs are sold through brokerages. Will the holders of those CDs get their money back if the issuing bank fails? The government's new rules ban stated-income loans and aim to stem the red tide of bad subprime mortgage loans.
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